Where is the 400,000 of the water truck in Zhengzhou?
Original title: Zhengzhou 400,000 forts in the water happened "My car is finally repaired." At the end of August, Mr. Zhang, Zhengzhou, opened a repaired Toyota car from the 4S store. "My car stopped on the side of the road, and the flood split into the seat. Subsequently, the 4S shop pulled the car to repair, spent approximately 10,000 yuan of maintenance fee, but fortunately.
"He said. The latest data shows that July 17th to August 25th, Henan insurance industry has received 10,000 pieces of claims. The total number of cases has reached 67%, and the number of auto insurance is 86%. Car insurance is somewhat Completed the loss of the owner.
It is worth noting that there is also a considerable part of the soaking aater directly to the market.
Where did these cars go? Can you buy it? The multi-channel flow to the market since July 30th, the first Henan water flooded special auction, Zhengzhou has held a special auction for dozens of water flooded bus, and the subject of participating in the auction is more use of used car owners and maintenance plants.
"I have taken more than 20 cars.
"Yu Dong operates a used car trading company in the northern section of Zhengzhou City Cultural Road. In the past few days, he has been paying attention to the water and flooded auction." After the flooded vehicle is bought, there is also the maintenance of the maintenance. Selling, the parts will be re-sold after being disassembled for a model that is severely damaged but a relatively complete, and the part will be sold and then used for vehicle repair.
"The industry is slightly different from the water level, but it is basically similar from whether there is a maintenance value, which can be roughly divided into three categories: the first category is more than the wheel, in the car; the second class is The water depth exceeds the instrument panel; the third category is the roof of the accumulated water.
The industry is generally believed that the first two categories are fully auctioned.
Moreover, the boiling water auction is disclosed, and all vehicles can query whether the insurance company is in the insurance company in the insurance company, and the bidder participating in the auction is mainly qualified. "After the vehicle auction is successful, the insurance company will help the owner to transfer. Generally, the insurance company first helps the owner’s first 80% of the high price of the car, and the remaining 20% ??of the last payment requires the completion of the transfer to get over." East said that the channels of the soaking flow to the market are nothing more than the second-hand car owner from the owner. After the maintenance flows into the second-hand car market, or the insurance company has a "full damage car" for the residual value, and the maintenance factory and other auctions After the resale, "second case more".
According to the statistics of the Henan Automobile Industry Chamber of Commerce, Zhengzhou Boathers has exceeded 400,000. "These foams, most of them are customized by insurance companies, and disposed of insurance companies.
We generally have no purchase of car damage insurance, and the residual value is very low.
"Liu Xiaohui, the head of Zhengzhou Si Dao Waiting Material Recycling Co., Ltd., introduced that after the vehicle premises, the insurance company will hand over the car to the downstream accident vehicle processing company to handle the vehicle, and then auction to repair enterprises," But, all damage The car is not to say that the vehicle is scrapped or cannot be used. Many full-loss cars still use the value after repair, and therefore there is a possibility of auction. "
Majiabin, staff member of Henan Branch, said that the water-related vehicle involved in the purchase of water insurance and purchasing car after September 2020, will receive insurance claims, insurance companies compare recommendations The way, that is, according to the overall compensation of the owner of the car, then the vehicle is handled by the insurance company.
"This is for insurance companies, can solve the problem quickly, avoid long-term disputes; for the owners, too long maintenance time and too high maintenance costs.
He said. "Can repair and fully prepared, it will be transferred to the factory for the second-hand car after delivery. This is usually cross-regional transactions. "Xue Yi operates a car repair factory in Zhengzhou. He introduced that the car with a very low degree of water is very popular, because this type of car does not need to be repaired, you can enter the market after simple repair," the repair period is short, the cost is small, the profit is very considerable".
"Normal prices are the most popular in the second hand of 200,000 to 500,000 yuan. This type of model is generally a luxury brand. After repairing, many companies have purchased as a reception vehicle or rental." Zi Dong said, China The low-end models generally flow to a more sinking area.
Buying should be cautious in a large parking lot in Zhengzhou, there is a parking lot in a large parking lot.
"This is one of our many parking lots." Beijing Bo Term Network Auction Co., Ltd. Zhengzhou Branch staff Wei Hong Shang is introduced, if the soaking car is reached, the insurance company will negotiate with the owner and will pay the car. Drag away, "Preservation is to set the vehicle to set the pretreatment, and share the level.
There are vehicles with maintenance value will be auctioned, and there is no vehicle that does not have a maintenance value or a small residual value will be canceled or dismantled.
"The key to the water flooded trading is publicly transparent.
Our auction platform has a qualified review of the subject of participating in the auction, but also pays the participation and transfer margin, and must pick up the car within 48 hours after the transaction, complete the repair and transfer of repair and transfer within 45 working days to ensure transparent vehicle circulation process .
"Wei Hong Shang said that after the vehicle is repaired, the inspection of the relevant vehicle management department can be used to transfer." Now the maintenance technology of the soaking truck is very mature. "Xue Yi, for example, an electronic system and component that is easy to have hidden dangers can be judged and repaired by integrated chip.
In order to encourage the owner to replace the new car, Zhengzhou City released the "Vehicle Major Report Waste Car Owner to purchase the New Car subsidy", and the eligible owners purchased new energy vehicles, each maximum subsidy can be enjoyed. Many car companies, dealers have also developed a welfare policy for replacement.
On August 26th, the Zhengzhou Consumers Association jointly issued an initiative to issue an initiative in the Zhengzhou City Motor Vehicle Identification Assessment Industry Association, requiring Zhengzhou City Automobile Distribution Enterprise and the main body of the second-hand car to operate, ensuring that the bubble of the market Water used car is safe, after-sales are guaranteed.
"Buy the second-hand car must be cautious, do some necessary tests, such as driving the air conditioner to the biggest, take a white paper toward the dust in the air.
Or look at the seat, foot pedal, steering column, etc. There is no rust marks.
"Du Ke, who is a senior evaluation at the third party, said that although the price is cheap, consumers must purchase rational purchase according to their own needs. You can go to 4S shop before purchase, and take the maintenance record, the engine maintenance record, etc. To determine the specific case of the vehicle. "At present, the state does not expressly prohibit sales of soaking trucks, which generally believe that the water and semi-bubble vehicles have been strictly standardized, and they can enter the second-hand car market after professional testing. "Wang Junhai, president of Henan Second-hand Car Flow Association, said that the full bubble water vehicle can be classified into the circulation of used cars. It has not yet clearly stated that it is expected to establish standards as soon as possible in relevant laws and regulations.
"Consumers can use the purchase contract to avoid the risks of the water truck." Li Jie, who is full-time lawyer, Henan Law Firm, believes that whether it is a new car or soaking, must have a qualified product quality, in line with national standards and industry standards. At the same time, to ensure consumers know the right to know, since it is a soaking, the seller shall clearly tell the consumer in advance.
If the seller does not make clearly notified, the consumer has the right to claim claims according to the Consumer Rights Protection Act.
(Reporter Xia Xianqing Yang Zipei) (Editor: Zhang Wenting, Junui) Sharing let more people see recommendation reading.